NRIReturn

NRI Banking

The accounts behind a sane return plan.

NRE, NRO, and FCNR(B) decisions shape how you pay school fees, hold foreign-currency savings, move money for rent, and keep property plans clean. This section explains the banking layer without turning it into investment hype.

Account route

Compare FCNR(B), NRE, and NRO by source of funds, intended use, liquidity, and documentation.

Verification first

Check RBI rules, bank terms, tax status, and repatriation before acting.

Relocation context

Keep banking decisions tied to school, rent, property, and arrival timing.

Current guides

Start here

All guides β†’
banking

FCNR(B) deadline 2026

Plain-English guide to the temporary 2026 RBI FCNR(B) and NRE deposit relaxation, including 3-year treatment, renewals, NRO-to-NRE exclusion, and what to verify before acting.

Read the guide
banking

What is NRE or NRO?

Simple, neutral explanation of NRE and NRO accounts for NRI families returning to India, with school-fee, rent, and India-income planning prompts.

Read the guide
banking

FCNR(B) vs NRE vs NRO

Neutral comparison of FCNR(B), NRE, and NRO routes for NRI families planning school fees, rent, property timing, liquidity, and documentation.

Read the guide