banking
FCNR(B) deposits for NRIs
Plain-English guide to the 2026 RBI FCNR(B) and NRE deposit relaxation for NRIs, including what changed, who it helps, and what to verify before opening a deposit.
Read the guideNRI Banking
The accounts behind a sane return plan.
NRE, NRO, and FCNR(B) decisions shape how you pay school fees, hold foreign-currency savings, move money for rent, and keep property plans clean. This section explains the banking layer without turning it into investment hype.
Account route
Choose FCNR(B), NRE, or NRO based on source of funds and intended use.
Verification first
Check RBI rules, bank terms, tax status, and repatriation before acting.
Relocation context
Keep banking decisions tied to school, rent, property, and arrival timing.
Current guides